School Employees – Loans

0% – CLASSROOM SUPPLY LOAN

Instead of using a credit card, take advantage of our Classroom Supply Loan. You can borrow up to $1,000 and amortize your payments over twelve months.

  • No Interest
  • Maximum loan amount of $1,000
  • Maximum loan term for 12 months
  • Maximum of two Classroom Supply Loan per calendar year (maximum of 1 open loan)

0% – CLASSIFIED UTILITY LOAN

Get the tools you need for your job. Let us help you with the added expenses which may be incurred.

  • 0% APR for 10 months
  • Maximum loan amount of $1,000
  • Maximum of two Classified Utility Loan per calendar year (maximum of 1 open loan)

RELOCATION LOAN

Are you relocating to a different school or district and have to pay for moving expenses? Our Relocation Loan is designed to help educators finance these unexpected expenses.

  • 5.90% APR – Fixed
  • Borrow up to $5,000 for relocation expenses
  • Funds can be used to pay for the first month’s rent, moving expenses, and/or to pay for any security deposits required.
  • Terms for up to 36 months

CAREER ENHANCEMENT

Are you looking to expand and develop a new skill set? Looking into obtaining additional credentials? We understand that there is an apparent demand in constantly developing new skill levels.

  • 5.90% APR – Fixed
  • Borrow up to $ 10,000
  • Can be used to pay for expenses incurred towards getting credentials
  • Terms for up to 60 months

TEACHER’S LINE OF CREDIT

We understand that change is constant and can happen at any time. As an educator, we want to make sure you are equipped with the necessary tools to provide you financial assistance as it happens.

  • 5.90% APR – Fixed
  • Maximum Credit Line of $ 2,000
  • Revolving Line of Credit

PAYROLL ASSISTANCE LOAN

A little stumped during the summer due to payroll changes? As your credit union, we want to make sure we are with you in every situation that may arise. We understand that some teaches are affected since payroll allotments are changing for a few educators.

This loan is only available to those that are affected with any payroll allotment changes.

Features
• 5.90% APR – Fixed
• Maximum Loan Amount of $ 3,000
• Terms for up to 18 months

Direct Deposit from a qualified source is required to qualify for any of the exclusive educational loan products. Enrollment in optional services, such as Debt Protection, GAP, and Mechanical Breakdown Coverage has no bearing on whether a loan is approved.

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