‘Tis the season for spending, and we’re here to make it even merrier! To help you celebrate the holidays without financial stress, we’ve lowered our credit card rate to an incredible 5.99% APR* on all new purchases—available to both new and existing cardholders. This special rate applies to all transactions posted to your account from now until the end of the year.
AND, if you have a credit card balance elsewhere, we’ve got great news. With the average credit card APR at 24.61% (according to Investopedia), transferring your balance to us means serious savings with our low 5.99% APR—and we won’t charge you any balance transfer fees! You’ll also enjoy the discounted rate through December 2025 on your transferred balance.
Here’s the best part: the discounted rate sticks around until January 1, 2026! That’s over a year of savings and financial flexibility to help you enjoy the holidays and beyond. Note: Any unpaid balance after that will return to your card’s regular rate, which ranges from 8.50% – 18.00%.
| Type (Disclosure) | Term | APR* | Additional Considerations |
|---|---|---|---|
| Platinum VISA | Revolving | 5.99% | Transactions between 10/1/2024 - 12/31/2024Treat Yourself: No Tricks, Just Treats! |
| Balance Transfer | 5.99% | ||
| Student Visa | Revolving | 15.00% | |
| Secured Credit Card | Revolving | 18.00% | |
| Credit Card Disclosure |