Educational Community - Schools Federal Credit Union

We want to make sure that you have the necessary tools to educate your students. We understand that educators are often using their own resources to pay for supplies, books, pens, pencils, and even computers. We want to be your financial partner and provide you with options so that you can focus on your job to develop your student (our future leaders).

Get the tools you need for your job. Let us help you with the added expenses which may be incurred.

0% APR for 10 months
Maximum loan amount of $1,000
Maximum of two Classified Utility Loan per calendar year (maximum of 1 open loan)

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Instead of using a credit card, take advantage of our Classroom Supply Loan. You can borrow up to $1,000 and amortize your payments over twelve months.

No Interest
Maximum loan amount of $1,000
Maximum loan term for 12 months
Maximum of two Classroom Supply Loan per calendar year (maximum of 1 open loan)

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Are looking to expand and develop a new skill set? Looking into obtaining additional credentials? We understand that there is an apparent demand in constantly developing new skill levels.

5.90% APR – Fixed
Borrow up to $ 10,000
Can be used to pay for expenses incurred towards getting credentials
Terms for up to 60 months

Are you relocating to a different school or district and have to pay for moving expenses? Our Relocation Loan is designed to help educators finance these unexpected expenses.

5.90% APR – Fixed
Borrow up to $5,000 for relocation expenses
Funds can be used to pay for the first month’s rent, moving expenses, and/or to pay for any security deposits required.
Terms for up to 36 months

A little stumped during the summer due to payroll changes? As your credit union, we want to make sure we are with you in every situation that may arise. We understand that some teaches are affected since payroll allotments are changing for a few educators.

This loan is only available to those that are affected with any payroll allotment changes.

Features
• 5.90% APR – Fixed
• Maximum Loan Amount of $ 3,000
• Terms for up to 18 months

We understand that change is constant and can happen at any time. As an educator, we want to make sure you are equipped with the necessary tools to provide you financial assistance as it happens.

5.90% APR – Fixed
Maximum Credit Line of $ 2,000
Revolving Line of Credit

Direct Deposit from a qualified source is required to qualify for any of the exclusive educational loan products. All loans are subject to credit approval. Calculate your loan payment.