During these uncertain times, YOUR Credit Union is here to provide the resources you need. The recent wildfires have profoundly impacted our communities, and we remain committed to ensuring those affected have access to the tools and support necessary for recovery and rebuilding.
If you have been displaced, lost your car, or experienced an income disruption due to the wildfires, we are here to help. We have significantly reduced the interest rate on our Emergency Loan to ease your financial burden and keep payments as affordable as possible. This loan is available to existing members with a direct deposit or payroll deduction relationship.
|
Amount Borrowed |
Maximum Term (Months) |
Interest Rate |
|
≤ $1,000 |
12 |
0.99% |
|
$ 1,001 – $ 2,000 |
24 |
1.99% |
|
$ 2,001 – $ 3,000 |
36 |
2.99% |
Note, that automatic payment is required.
If you have a loan with us, you may be eligible to defer your payments for the months of January and February. Please note that during the deferral period, finance charges (interest) will continue to accrue. However, your loan will remain in good standing and will continue to be reported as current to credit reporting agencies, ensuring your credit is not adversely affected.
We encourage you to check with your local municipalities for additional resources and support.
FEMA (Federal Emergency Management Agency)
(800) 621-3362
https://www.disasterassistance.gov
US Small Business Administration